• pre-existing medical conditions and OSHC

    What To Know About Pre-Existing Conditions For International Students

    This guide explains how pre-existing medical conditions affect Overseas Student Health Cover (OSHC) in Australia. A pre-existing condition is any illness or symptom present before your OSHC started or arrival in Australia. Most OSHC policies have a 12-month waiting period for hospital treatment of pre-existing conditions, though GP visits might still be covered. Insurers, via their medical practitioners, determine if a condition is pre-existing. It's crucial to declare all conditions and understand policy details to avoid unexpected costs.

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  • OSHC Coverage for extras

    OSHC & Coverage For Extras

    OSHC covers essential medical services for international students in Australia, but doesn't include "extras" like dental, optical, or physio. Extras cover is optional private health insurance for everyday health needs, reducing out-of-pocket costs. It has waiting periods (e.g., 2-12 months) and varying coverage levels. Contact your OSHC provider to add extras.

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  • Working in Australia: A Guide for International Students

    Working in Australia while studying is a great way to create friendships and build networks. Working in a casual or part-time job as an international student helps you manage living costs and gain valuable experience, and may even provide a career pathway when you graduate.

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  • Understanding OSHC Policies and Terms

    If you’re planning on travelling to Australia for your studies, one of the most important things you must consider is your health insurance. That’s where OSHC (Overseas Student Health Cover) comes in.

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